Tribal Nations

Native Communities Face Significant Health Challenges

Rising healthcare costs and limited access to treatment have left many Native communities grappling with overwhelming health disparities. At Luminare Health, we believe that improving access to care is the essential first step toward addressing these disparities. We are dedicated to partnering with Tribes and their enterprise businesses to provide cost-effective, specialized healthcare solutions that enhance health outcomes and deliver significant savings on claims.

American Indians and Alaska Natives are/have...

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1.3x more likely

to die from heart disease.

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3.2x more likely

to die from diabetes.

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4.6x more likely

to suffer from chronic liver disease and cirrhosis.

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1.7x more likely

to die from suicide or self-harm.

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The highest rates

of substance use disorders.

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~6 years shorter

life expectancy than any other racial or ethnic group in the U.S.

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2.5 times higher

youth suicide rates than the national average.

Improving Access

We know that improved access to care is the first step to helping deliver improved outcomes. Luminare Health accomplishes this for the Tribal communities that we serve by:

  • Delivering the best national contracting
  • Maintaining the broadest network of providers
  • Offering virtual health solutions
  • Collaborating with Indian Health Services (IHS) and Tribal and Urban Indian Organizations 

Tailored Administrative Capabilities

We've developed Tribal community-specific administration capabilities, including:
  • Legal and contracting expertise to support Tribal Sovereignty 
  • Medicare-like-rates (MLR) implementation and administration
  • Payor of last resort (POLR) rules administration
  • Purchased / referred care program administration
  • Catastrophic Health Emergency Fund (CHEF) filing assistance
  • Sponsorship (ACA exchange) program coordination 
  • Tribal workgroups and policy advocacy and influence

Focused Solutions

In addition to a specific emphasis on increasing access and integration with premier provider and hospital networks across the country, our suite of solutions also focuses on:

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Specific needs of the Tribe

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Preventive care

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Mental health care

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High-risk maternity programs

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Member support and advocacy

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Pharmacy benefits and specialty pharmacy programs

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* Stats source: https://archive.ncai.org