Who We Are
Experience. Solutions. Results.
Whether we’re helping self-funded employers manage their healthcare costs, supporting clients’ strategic growth goals through white-labeled back-office services, or empowering members to live their healthiest lives, we strive every day to be a shining light in healthcare.Experience
We’ve been self-funding experts for over half a century. In that time, we’ve worked with employers and organizations of all sizes, from a diverse range of industries, each facing unique challenges we’ve helped solve. Our experience-honed consultative approach allows us to be builders and integrators who don’t believe in one-size fits all solutions.
Watch the video to learn more.
National presence with local support
50+ years administering self-funded health plans
25+ years serving as a back-office administrator
Dozens of active back-office clients
Hundreds of active self-funded employer clients
Seasoned expertise to assist with plan reviews and solutions for cost drivers
URAC accreditation for Utilization Management
Solutions
Our robust product and service catalogue highlights our commitment to innovation with a compassionate, member-centered touch. We offer flexible, nimble, and specialized solutions—all while maintaining long-term stability and scalability.
Luminare Health delivers curated solutions for telemedicine, cost and quality metrics, behavioral health, chronic condition management, population health management, reference-based pricing, and stop-loss. We can also integrate with client-selected solutions to give employers, brokers, carriers, hospitals, school systems, and indigenous nations exactly what they’re looking for.
40+ network integrations, including many products and solutions
~40 PBM integrations, including many products and solutions
Transparent reporting platform for a comprehensive view of plan performance
Results
We’ve helped self-funded employers offer best-in-class, cost-effective benefits, back office clients add efficiencies and process improvements for claims administration services, and health systems build and launch direct-to-employer solutions for their communities.
What can we build for you?
Low 3-year average trend of just 5.1%*
Trend brings $600K+ in savings**
Consultative mindset to solve complex healthcare needs
Accurate, timely, and efficient claims processing
A Commitment to Integrity
Evaluated in areas such as ethical culture, governance, leadership, and corporate responsibility, those who earn this recognition are celebrated for:
- Leading with integrity, transparency, and accountability at every level
- Creating a culture where ethics isn't just a requirement, but is a driver of success
- Setting the gold standard for compliance
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* Medical Cost Trend: Behind the Numbers 2025” publication. Benchmarks and Our Medical Trend are not calculated on the same basis. Based on $5M spend. Factor adjusted PEPM to account for changes in demographic and geographic distribution; excludes clients with Reference Based Pricing
**Over 3-year period, based on 5.1% trend and $5M spend.