Stop-loss Management
Rest Assured with the Right Reinsurance
Luminare Health doesn’t believe in “one size fits all” solutions, especially when enabling reinsurance solutions
. That’s why we offer an array of stop-loss coverage options that help protect employers from high medical claims, and, most importantly, the consultative approach to help clients select the carrier that best fits their unique needs. Employers can rely on our team to help them find the best reinsurance coverage options for their plan from one of the stop-loss carriers we work with.
Download our flyer to learn more about Luminare Health's stop-loss solutions.
Preferred Stop-loss Providers
Trust your investment with one of our preferred, integrated providers:
- Ryan Specialty Benefits
- Skyward Specialty Insurance
- Sun Life Financial
- Swiss Re Corporate Solutions
- Aetna
- BCS Financial
- Berkley Accident & Health
- Granular Insurance
Expert Experience, Best-in-Class Relationships
With 50+ years in the self-funded health benefit plan industry, we’ve built strong relationships with our preferred stop-loss vendors and negotiated rates and unique carrier solutions that significantly benefit our clients. Our large book of business and established place as an industry leader enable us to advocate for our clients in ways other TPAs cannot.
Our underwriting team of stop-loss experts can tailor a comprehensive solution that includes:
- Recommendation on type of stop-loss (specific, aggregate, or both)
- Deductible options
- Aggregate factors that match the client’s goals and risk tolerance
Our preferred stop-loss carriers’ highly competitive stop-loss rates aren’t something that just any third party administrator can offer. Luminare Health’s claims processing excellence, clinical expertise, robust cost containment strategies, disclosure quality, and the completeness of information we provide to substantiate claims lets us offer rates that give our clients a competitive advantage.
We've Got You Covered
Reduced/limited likelihood of lasers with a preferred reinsurance partner
Reduced/limited likelihood of lasers with a preferred reinsurance partner
Timely claim reimbursement
Work with well-known, A-rated, preferred carriers
Low Medical Trend
