Luminare Health (formerly Health Benefits)
Check Patient Coverage
To help direct your inquiry, let’s start by reviewing the patient ID card.
Which image below resembles the card presented by your patient?
Or call the number on the back of the patient ID card to contact customer service.
Can't find what you're looking for?
Self-funded health plan administration provided by Luminare Health
*Luminare Health trend is based on PEPY covered allowed medical claims for standard TPA business, excludes Rx claims, fees, and other costs. Benchmarks and our medical trend are not calculated on the same basis. Potential differences include but are not limited to: COVID impacts, inclusion of Rx benefits, fees, and other costs, some benchmarks are based on average expected trend rather than actual claims. All figures are calculated as a consolidated block or industry.
*Luminare Health trend is based on PEPY covered allowed medical claims for standard TPA business, excludes Rx claims, fees, and other costs. Benchmarks and our medical trend are not calculated on the same basis. Potential differences include but are not limited to: COVID impacts, inclusion of Rx benefits, fees, and other costs, some benchmarks are based on average expected trend rather than actual claims. All figures are calculated as a consolidated block or industry.