Welcome to Luminare Health!

Get to Know Your Benefits

Luminare Health is the new benefit administrator for your Tribes's health benefit plan. We process your claims, answer your questions, and manage other aspects of your health benefits. We wanted to take this opportunity to welcome you and provide you with some helpful information.

Reading Your Explanation of Benefits

Your explanation of benefits (EOB) shows your medical claims and payments made by your health benefit plan. You’ll receive an EOB after you see your doctor or have a test done.

This guide will help you understand your EOB and all the information on it. Each numbered definition below corresponds to one of the numbers on the sample EOB below.

Sample Explanation of Benefits

The items appearing on the explanation of benefits (EOB) sample are for reference only. This sample shows claims and benefits for a family of five. Each family member’s claims are shown separately.

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If you have any questions, just call the number at the top of your current ID card or send us a message via myLuminareHealth.com.